Where to Buy Travel Insurance Online for your Asian Adventure

A lot of people I knew, do not buy travel insurance whenever they book a flight or travel. I am one of those people who feels that travel insurance is just an additional travel expense. But after experiencing some travel disasters in the past such as delayed flights, canceled flights, damaged luggage, and lost luggage, I realized that we need to buy travel insurance for our future travels. 

Read: How to Deal with Lost Luggage
How to Deal with Damaged Luggage 

Last year was the very first time that I bought travel medical insurance, it is one of the mandatory requirements if we are going to apply for Schengen Visa so I have no choice. Fortunately, we can buy travel insurance online so less stress.

Read: Where to Buy Travel Medical Insurance for Schengen Visa Application

A few weeks ago, we booked a plane ticket and I was contemplating whether I will buy travel insurance or not. I checked the rates of Philippine Airlines and I saw $16, if I will add it to my plane ticket. Then I remembered the travel medical insurance that I bought last year at Malayan Insurance Company, Inc. So I checked their rates and it is cheaper than PAL Travel Insurance so I asked my husband if I will buy it and he agreed. Since I can buy travel insurance online, I just bought it two days before our flight. 

How to Buy Malayan Travel Insurance Online 

1. Go to this link. You can read the Travel Insurance Coverage before buying. 
2. Enter Travel Details 

A. Travel Destinations: Choose travel type and destinations 

1. Travel Local 
2. Travel Asian 
3. Travel Worldwide 

* This time I booked a Travel Asian Destination 

B. Travel Duration 

Rates depend on the number of days that you need. Since we will travel for 6 days, I chose 8 days for P675. 

4 days P375 
8 days P675 
15 days P975 
24 days P1375 
31 days P1675 
45 days P2075 
60 days P2575 
90 days P4075 

* Travel duration must cover the date of departure to the date of arrival. Travel Master rates are inclusive of taxes and charges and are compliant with the Tax Reform for Acceleration and Inclusion (TRAIN). 

C. Purpose of Travel 

1. Leisure 
2. Business 
3. Others 

D. Date of Departure 

3. Choose your Travel Insurance Package 

1. Individual  
2. Group (2 or more) 
3. Family (group of 4 only) 

* I choose group insurance. 

4. Enter Personal Information

* Travel insurance online can only process for individuals 18 to 70 yrs old. 

5. Check “I acknowledge and agree to the data sharing declaration above” and click submit 
6. Register for first-timer or log in for those who have an existing account. 
7. Pay the travel insurance, if successful you will see this note 

“Payment Success” 

Thank you for your purchase. A copy of your Confirmation of Cover will be sent to your registered e-mail address. You may also request a copy at (632) 628-8628 or email us at ecommerce@malayan.com. Please retain copies for your records. 

8. Check email, download, and print your travel insurance. 

Update August 2022

How to Buy Pacific Cross Travel Insurance Online

We recently booked a plane ticket for our upcoming trip and after we received our Confirmed Ticket, I immediately searched for travel insurance. Since we are flying via Philippine Airlines, I checked PAL Travel Insurance; the rate is $22 per person. There is no family rate so I checked the travel brochure of Pacific Cross that I downloaded when I purchased our Schengen Travel Insurance with COVID19 several months ago. 

Read: Where to Buy Schengen Travel Insurance with COVID19

When I purchased our Schengen Travel Insurance, for some reason I can’t do it online so it took me a week in applying and purchasing our travel insurance. But with my recent purchase, I was able to purchase online and received our travel insurance via email. 

1. Go to this link 

On this page, you can check the website, download a brochure, get a quote or buy now. 

2. Download the brochure to check the updated rates. 

Pacific Cross Travelsafe with COVID-19 has different plans, so it is up to you what plan you want to avail. 

Executive Peso 

De Luxe Peso 

Privilege Peso 

Executive Dollar 

Executive De Luxe Dollar 

Prestige Euro 

Prestige Plus 

The rate varies depending on the plan, destination, and days. 

Travel including USA/Canada/HongKong 

Travel excluding USA/Canada/HongKong 

Philippine travel only 

In our case, we will be traveling for 5 days so I have to avail of the “Up to 8 Days” plan. Here are the rates for individuals and families. Since we are traveling as a family, I chose Family Rate to save money.

Travel excluding USA/Canada/HongKong/8 Days/Individual 

Executive Peso PHP513 

De Luxe Peso PHP767 

Privilege Peso PHP1,140 

Travel excluding USA/Canada/HongKong/8 Days/Family 

Executive Peso PHP1260 

De Luxe Peso PHP1893 

Privilege Peso PHP2814 

3. Click “Get a Quote” or “Buy Now” Fill out the travel details and choose the preferred plan. 

4. Enter your email address. Since this is my second time, after entering my email address and clicking next, it went straight to the Application form. No more validation emails. 

5. Then fill out the application form for the principal and family members. 

6. Read the Application Terms and Conditions. Click the tickbox and next. 

7. Review your Travelsafe Insurance Coverage Summary. Click I agree to this site’s Payment Terms and Conditions 

8. Pay via credit card or debit card 

9. After payment, you can now view/print the OCC, Terms and Conditions, and Application Forms. 

10. You will also receive PDF files at your email address.

That’s it, you can now have peace of mind, you’ve got travel insurance for your vacation. Let me know if there are other affordable and good travel insurance that you know. 

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