How to Apply for SSS Salary Loan via Online

I’ve been a member of SSS since 2003 and even I stopped working I still continue paying my contributions but of course, the amount has been changed. I can’t remember the last time I’ve tried applying for SSS Loan, all I can remember is I was denied because of “mismatch name”.

It took me months before I asked our HR department about the status of my SSS loan and those HR staff did not bother to inform me that my loan was denied. The only good thing is I was able to fix the problem. Well, I only need to update my SSS ID to my married name. After receiving my new SSS ID, I did not apply for SSS Salary loan.

Last month, while surfing the internet I’ve learned that I can apply for SSS Salary Loan via online. I was so curious so I tried it and it was really easy. It took me a few minutes to apply for my salary loan last August 14, 2012. I received an email last August 23, 2012 stating that my salary loan has been approved and my check was generated. 

Since then I’ve been waiting for my check. Almost 2 weeks had passed and still no check so I email SSS regarding the status but got no reply. Just yesterday, a postman came holding a notice card to inform me that I have mail at the post office. He said, “nung isang lingo pa ma’m yung mail niyo, wala kasi tao dito lagi”. I asked what time he usually dropped by. He said ‘11AM’. Well, I’m still in school at that time. 

He said, he will be back to bring my mail and he did after 5PM. #extramile. I check the envelope stamp and I saw Aug 24, 2012 Q.C. Post Office and August 31, 2012 our post office. I’m not sure if that was fast because this was my first time experience.

How to Apply for SSS Salary Loan via Online? (Voluntary Member)

1. Make sure you are registered online. If you are not registered, click here.
2. If you are a member, just enter your user id and password

3. Then you will see this Welcome to My.SSS

4.  Click Transactions and choose Salary Loan Application

5. Then you will see this

6. Check the “I agree to the terms and conditions” box and click ok.
7. Then you will see this.

8. That’s it! if you have an employer, SSS will notify your employer regarding your loan application. Employer approval is needed.

Note: Check will be delivered to your home address. Pay your SSS Salary loan on or before the 10th of the month.

A repost from my old blog Michi's Home Sweet Home

Read: A Guide for SSS Members in the Philippines